You are responsible for determining the sum insured. If a surveyor´s report, construction contract or calculation of construction price is not available, take into consideration what amount is necessary to spend at the place of insurance for the procurement of a new building of the same type and quality.

If the value of your insured property changes, inform your insurance intermediator (agent) or contact us by e-mail or by telephone at our Call Centre. The change will result in termination of your existing insurance contract and conclusion of a new contract. 

Yes, we are insuring a building in which you carry out your business activities and is owned by you (your company), or by a natural person which is a partner in your company or is authorised to act on behalf of the company. If the ownership changes, the building insurance terminates.

If you are the leasee in the building, we will insure construction works you will carry out in the leased building. After moving from the building, the building insurance terminates.

Please inform us immediately about such change, as it results also in a change of the premium (reduction).